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 True Earnings® Card from Costco and American Express American Express 
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
About:
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
3 months
Ongoing APR:
14.99%
Default APR:
26.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge: $0.50
Balance Transfers:
Introductory APR:
1.99%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$091
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15
91 There is no fee for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
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