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 Total MerrillSM Cash Back Visa® Credit Card Merrill Lynch 
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
About:
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
25 days
Minimum Finance
Charge: see terms
Balance Transfers:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge: see terms
Cash Advances:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge: see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Cash Advance Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15
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