best rate visa credit card applications
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Capital One® Card Lab
Standard Platinum

Standard Platinum

Capital One®

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Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Average
Issuing Country:
United States
Available Rewards:
For explanation of each icon
click here
Miles
Cash
Points
Charity
About:

  • No Annual Fee.
  • 0% Intro APR on Purchases until February 2009.
  • Variable APR, currently 19.8%.
  • Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen.
  • Card for people with Average Credit.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
Until
February
2009
Ongoing APR:
19.8%
Default APR:
24.9%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.8%
Default APR:
24.9%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
22.9%
Default APR:
24.9%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15-$39
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