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 Orchard Bank® Visa® Cards HSBC Bank Nevada 
Card Highlights:
Card Category:
Consumer
Card Type:
Secured / Unsecured
Required Credit Rating:
Fair Credit
Issuing Country:
United States
About:
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
7.99% -
24.99% Variable Penalty APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
7.99% -
24.99% Variable Penalty APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
20.90%
Variable Penalty APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
Foreign Transaction Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0 - $59
Maintenance Fees:
Annual Fee:
$0 - $5938
Penalty Fees:
Late Payment Fee:
Up to $35
38 $39 or $59 the first year, or $0 - $49 Introductory the first year, then either $35 or $59 per year thereafter.
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