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 Orchard Bank Classic MasterCard® Orchard Bank 
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Bad / No
Issuing Country:
United States
About:
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.9%
Default APR:
29.49%
Minimum Grace Period:
25 days
Minimum Finance
Charge: $1.00
Balance Transfers:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
21.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge: $1.00
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$10
Fee Rate:
5%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$49
Maintenance Fees:
Annual Fee:
$49
Penalty Fees:
Late Payment Fee:
$30
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