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April 18, 2007, 5:12 am  i want to apply to rebuild my credit but i live in canada and here there are no banks tht would help me get back on my feet...need help Answer: Actually, we cater for credit card deals for Canadians, but these credit cards are intended only for people with good or excellent credit card history. If you want to rebuild your credit, you can ask your friend or relative to become your co-signer. In this respect, he or she applies online for one of our Canadian card deals, signs you up as a co-borrower and you’ll be able to pay off the credit on more beneficial terms, and accumulate credit points, but he/she is responsible for this credit as well. We can also advise you to request that the credit card company will report on your credit reports. That is one of the quickest ways to improve your credit. If you can be added as an authorized user, wait until the credit card company starts to report before applying for credit. If you don’t feel like having a credit card with a co-signer, you may apply to one of your local banks and learn about the credit cards for a bad credit history. April 18, 2007, 5:13 am Please help me, I am certain I applied for a credit card thru Juniper. I don't think I ever activated this card but it probably shows up on my credit report as an account. Please let me know if you show a credit card under my name. Thanks my last four digits of the social are 95** and my zip code is 95***, mothers maiden name is Lindsey. Thanks Mark Thomas Answer: Since our web sites, best-rate-visa-credit-card-applications.com in particular, aim at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. In case you are not sure if there’s an account on your credit report or not, you’d better get in touch with the credit bureau. To get your credit report you should apply to one of the credit bureaus either by letter, telephone or the internet. And mind that you have a legal right to get one free credit report once a year. As far as we know, Juniper has about a good reputation as any of the large banks. Still, remember if something happens beyond your control, you should immediately get in touch with your bank or credit card company and ask them to help you. April 18, 2007, 5:14 am Trying to find out how to pay my bill on line.If you can please get back to me asap.Thank you David Swingle Answer: As best-rate-visa-credit-card-applications.com aims at helping you and other customers to find a proper credit card for their needs among the great variety of bank credit cards, it doesn’t have any information on your bills, accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Nevertheless, whether you're comfortable making purchases online with your credit card or you're still new to it, you should follow some basic tips to pay your bill online. First and foremost, you are to get in touch with your bank or credit card company and to ask them about the instructions. It’s the bank and credit card company who are responsible for it. You see, if you are already bank online, your account will automatically appear online, and you’ll be able to pay online. Besides, when you receive the approval, there must have been a web address or some other information on how to pay your bills online, if this service is available for your card. Usually you go to the bank's web site, log in at your personal page and fill out the forms. May 30, 2007, 3:14 am what is my creit score Answer: It is crucial to get your credit score before you apply for a credit card, as it prevents you from wrong application. To get your credit report you can contact one or several credit bureaus by phone, mail or by means of their official sites in the Internet. Once a year you can get your report free of charge, if you need it more often, you will be charged a fee. You can also use links at the home page of our site that will durect you to the official site of credit bureaus. All the best, Manager of Immediate Credit Card Care Service May 30, 2007, 3:14 am Since you donot have a preferred credit card listing of department stores, what or whom would you recommed as the most accepting to excellent, good, fair, and bad credit score applicants? I'm sure many would like to know this information. Thanks! Answer: You should bear in mind that Visa, MasterCard, American Express are the most widely accepted credit cards in the USA. Discover Card is also often accepted. Comparing credit card deals, in case you have excellent or good credit score you will have to choose only Discover, American Express or Visa. As for fair, bad or no credit score there are only offers from Visa and MasterCard. If you have bad credit history or have no it at all, turn to credit card offers that may help you build or rebuild your credit rating as it reports monthly to 4 Major Credit Bureaus.Make up your mind at what department stores you are going to use your card, what cards they accept and make the appropriate choice complying with your demands. All the best, Manager of Immediate Credit Card Care Service June 25, 2007, 8:19 am I HAD APPLIED FOR AN ASPEN CREDIT CARD AND THEY WANTED ME TO SEND IN 25.00 SO I DID AND THEN ANOTHER 25.00 WHEN I CALL THEM THEY SAY THEY HAVE NO RECORD OF MY ACCOUNT NUMBER NAME OR SOCIAL. WHEN I CALL I GET DIFFERENT ANSWERS. I AM VERY UPSET AND DO NOT KNOW WHO TO CONTACT AT THIS POINT. COULD YOU PLEASE HELP ME. THANK YOU MARIE GOULART Answer: You are facing a very difficult situation and there can be several explanations to this. The first thing you should have known for sure is that you should NEVER pay anything for the card you applied for until it is activated. In other cases, it is a scam. Any company that requires such kind of payments before sending a card, cheat the applicants. But you have already made the payments, unfortunately.It could so happen that you filled out a fake application form or sent it to some wrong address, or some company uses the name of Aspen to steal people's identities. So you should collect all the addresses you sent anything to and contact Aspen, these addresses and phone numbers, and if you find out nothing, contact the credit bureaus (to learn if there is a record about the recently opened account) and finally police to report your identity theft. Good luck!All the best, Manager of Immediate Credit Card Care Service July 10, 2007, 6:21 pm If your credit card sends you checks to pay off other balances, is this a balance transfer or a cash advance? Answer: You should differentiate a balance transfer from a cash advance. A cash advance lets you take money for any demands, and a balance transfer is when you move your balance from one card to another. But the rates and fees for balance transfers and cash advances vary by the credit card that unfortunately you did not point out. Anyway you should read the fine print of these checks. If your balance transfer offer contains the term cash advance instead of balance transfer you are probably going to be charged excessive interest on your balance transfer. In other words if you use the checks for transferring the balance, they will likely be treated as a cash advance with a very high interest rate. Make sure to understand the particular implications of these checks.And if you do not want to transfer a balance by a cash advance with a high percentage charge, contact your issuer not to send them to you anymore. Instead you can take into account more profitable offers at our site and apply online for balance transfer cards. All the best, Manager of Immediate Credit Card Care Service September 23, 2007, 7:42 am as i had said i am looking for an credit card for people with bad credit i want to know if citi card has one or amercian express or bank of america i just want an chance i am tried of seeing the same offers all time is there any brand new credit card for people withbad credit scores? please help me thank you annmarie underwood Answer: Unfortunately nowadays there are not too many banks and special companies that are willing to lend their money to the applicants with bad credit history. At our website we present the best bad or no credit cards offered by the First PREMIER Bank. All of them have annual fee and the interest rate is high, still keeping your balance low and always paying on time you are sure to repair your credit within some time that is not going to be long. Another way is to apply for a secured credit card, make a deposit in the bank, which will bring you interest, and prove your creditworthiness to the lender. Whatever you choose, please make sure the card satisfies your demands and preferences before applying. All the best, Manager of Immediate Credit Card Care Service January 9, 2008, 5:58 am i need a bt card with no bt fee Answer: Thank you for addressing your requests to our service. We are glad to offer you IN:NYC Card from American Express. This one has 0% Introductory APR on balance transfers for six months, $0 Annual Fee, 11.49% Ongoing APR, $0 Balance Transfer Fee, and other features. For more detailed information examine our balance transfer credit card deals. Please note that this credit card requires good or excellent credit score. January 17, 2008, 4:33 am need a card, never had one. Answer: Thank you for addressing your requests to our service. In fact, the best method for those who have no credit at all is to apply for a secured credit card. Please note that you will have to deposit a definite amount of money to obtain such a credit card, however you will be certainly approved. At our site, secured credit cards are offered by Orchard and Millennium banks. Please explore our secured credit card applications to get more detailed information. |
