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By sending your inquiry you agree to Terms and Conditions of the site. Displaying 10 to 20 (of 28 questions)
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Date:emily niebrand March 19, 2007, 4:18 am  I applied for a card on your site and want to know how soon the balance transfer will happen, I would appreaicate it if someone would contact me via phone. 503-646-**** Thanks! Answer: Unfortunately, we cannot give you the exact information and contact you as we are not a bank. You should apply to the bank and get all the information there. If you mean the introductory period during which you pay off the entire balance, it can last from 12 to 6 months, and it depends on the type of card you have chosen. It is a set period that you should consider with the bank. User Name:
Date:NDUBUEZE IGNATIUS MUOMA March 21, 2007, 8:03 am CAN YOU HELP ME, WHO SURELY DOES NOT HAVE BAD CREDIT, BUT JUST HAVE A NEW CREDIT HISTORY TO BUILD ? I HAVE A GOOD JOB, SEVERAL TECHNICAL SKILLS & TWO NJ STATE LICENCES ON CNA & EKG. I NEED ONLY ONE MORE CREDIT CARD FROM A MAJOR CREDIT CARD COMPANY WITH FAIR INTEREST RATES TO BE ON THE RIGHT PATH. THANKS. Answer: Unfortunately, we do not know your credit score to determine if you have bad or fair credit. You need to have 350-615 credit scores to get a bad credit card and 620-659 scores to get a fair credit card. We can just suppose that you have a fair credit and advise you Centennial Gold MasterCard or Visa from First Premier Bank. This card is suited for people with a fair credit. It offers you a low 9,9% interest rate on purchases and 19,9% for cash advances. Credit cards for fair credit can help you to rebuild your credit history. At our site you can find more detailed information about credit cards for people with bad credit and fair credit. You need just to compare their terms and features and make your choice. User Name:
Date:Vincent Gish March 26, 2007, 5:23 am If I apply online, and get instantly approved, will I be able to get the information of my card and use it immediately for an online purchase or will I have to wait to recieve my card in the mail? Answer: To get an instant approval you must have excellent or good credit history. So, it's better to check your credit report before applying for the best instant approval credit cards. It is very difficult for people with bad or no credit to get credit card instant approval unless they find the appropriate credit card offers to build a good credit history. If everything is all right with your credit scores, look through our site and read all terms and conditions very attentively while choosing the card. To use the card you must get it and activate. The date when you will get it and another information are written in application form. User Name:
Date:Kerree Muir March 30, 2007, 5:09 am i just have enquire i am living in New Zealand can i apply for one of your credit cards Answer: Our online credit card applications are designed for the residents of the US, the UK, Canada and Belgium. If you are the official resident of these countries, but just temporarily live in New Zealand, you can apply for any card online. Otherwise, you don't have any opportunity to be approved at our site. But of course, there is a way out of this situation. Just turn to the local bank and it will surely offer you the cards that meet your needs and interests. Search for the official site of your bank in the Internet, compare all terms and conditions and apply for any card, taking into account your credit history. User Name:
Date:Fred April 12, 2007, 12:08 am Since you donot have a preferred credit card listing of department stores, what or whom would you recommed as the most accepting to excellent, good, fair, and bad credit score applicants? I'm sure many would like to know this information. Thanks! Answer: You should bear in mind that Visa, MasterCard, American Express are the most widely accepted credit cards in the USA. Discover Card is also often accepted. Comparing credit card deals, in case you have excellent or good credit score you will have to choose only Discover, American Express or Visa. As for fair, bad or no credit score there are only offers from Visa and MasterCard. If you have bad credit history or have no it at all, turn to credit card offers that may help you build or rebuild your credit rating as it reports monthly to 4 Major Credit Bureaus.Make up your mind at what department stores you are going to use your card, what cards they accept and make the appropriate choice complying with your demands. All the best, Manager of Immediate Credit Card Care Service User Name:
Date:yvonne nicole hilleary April 24, 2007, 11:22 am what is my creit score Answer: It is crucial to get your credit score before you apply for a credit card, as it prevents you from wrong application. To get your credit report you can contact one or several credit bureaus by phone, mail or by means of their official sites in the Internet. Once a year you can get your report free of charge, if you need it more often, you will be charged a fee. You can also use links at the home page of our site that will durect you to the official site of credit bureaus. All the best, Manager of Immediate Credit Card Care Service User Name:
Date:MARIE C. GOULART May 7, 2007, 11:42 pm I HAD APPLIED FOR AN ASPEN CREDIT CARD AND THEY WANTED ME TO SEND IN 25.00 SO I DID AND THEN ANOTHER 25.00 WHEN I CALL THEM THEY SAY THEY HAVE NO RECORD OF MY ACCOUNT NUMBER NAME OR SOCIAL. WHEN I CALL I GET DIFFERENT ANSWERS. I AM VERY UPSET AND DO NOT KNOW WHO TO CONTACT AT THIS POINT. COULD YOU PLEASE HELP ME. THANK YOU MARIE GOULART Answer: You are facing a very difficult situation and there can be several explanations to this. The first thing you should have known for sure is that you should NEVER pay anything for the card you applied for until it is activated. In other cases, it is a scam. Any company that requires such kind of payments before sending a card, cheat the applicants. But you have already made the payments, unfortunately.It could so happen that you filled out a fake application form or sent it to some wrong address, or some company uses the name of Aspen to steal people's identities. So you should collect all the addresses you sent anything to and contact Aspen, these addresses and phone numbers, and if you find out nothing, contact the credit bureaus (to learn if there is a record about the recently opened account) and finally police to report your identity theft. Good luck!All the best, Manager of Immediate Credit Card Care Service User Name:
Date:Gerard Gartland May 16, 2007, 12:44 pm Do i get a discount on my first purchase of 200.00 dollars with my recently issued amazo credit card? Answer: Our site is not a bank or credit card issuer, so we can't state any terms for the card you use. As far as can be understood from your question, you have Amazon.com credit card from Chase bank, according to the information this bank sent to our site, there is no such benefit with this card. But probably, you applied for this card that was a special offer. If something is not clear about your credit card terms of use, please be sure to contact the bank issuer of the card, so that they could explain all the details to you. All the best, Manager of Immediate Credit Card Care Service User Name:
Date:billy June 9, 2007, 11:22 pm I am looking for a card with no balance transfer fees, are there any that do not charge for transfers?? I do not want to have to pay the 3 per cent that I am finding on most. Answer: Among the variety of balance transfer credit cards, there are cards with low balance transfer rate and card with no balance transfer fee. But some cards provide both - low interest rate and no fees, for example American Express Blue card.You are right, most balance transfer cards imply transaction fees, as they also provide a number of attractive rewards, due to their being cards for good credit. So, you should compare the cards and choose what features fit your needs most of all to apply for the right card for you.All the best, Manager of Immediate Credit Card Care Service User Name:
Date:nicole July 10, 2007, 6:21 pm If your credit card sends you checks to pay off other balances, is this a balance transfer or a cash advance? Answer: You should differentiate a balance transfer from a cash advance. A cash advance lets you take money for any demands, and a balance transfer is when you move your balance from one card to another. But the rates and fees for balance transfers and cash advances vary by the credit card that unfortunately you did not point out. Anyway you should read the fine print of these checks. If your balance transfer offer contains the term cash advance instead of balance transfer you are probably going to be charged excessive interest on your balance transfer. In other words if you use the checks for transferring the balance, they will likely be treated as a cash advance with a very high interest rate. Make sure to understand the particular implications of these checks.And if you do not want to transfer a balance by a cash advance with a high percentage charge, contact your issuer not to send them to you anymore. Instead you can take into account more profitable offers at our site and apply online for balance transfer cards. All the best, Manager of Immediate Credit Card Care Service |
