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February 8, 2007, 1:18 am  Can you please tell me which credit bureau chase uses? Thanks Answer: Well, the choice of the credit bureau depends on your bank's preferences, convenience of the clients and serviceability. Thus, your bank may choose a credit bureau which is in its location. To find out what credit reporting agency your bank cooperates with, you need to just call your bank or visit its official site to learn it. It may also happen that your bank works with more than one credit bureau and you do have to know which in order to check whether all of them report the same information on your credit score and the current status of your balance. Best, Manager of Immediate Credit Card Care Service February 19, 2007, 12:40 am how to repair credit history Answer: The best way to repair credit is to deal personally with your financial institutions, including the credit bureau, and to work with them to come up with a plan to pay off your debts in a timely, yet fair, manner. Another way out is to get secured credit cards to help to reestablish your credit. So, at best-rate-visa-credit-card-applications you can compare our secured credit cards and find the best credit cards with the best terms and conditions suiting your credit score. Mind you, as soon as you choose a credit card meeting your needs, apply online to get an approval. You will have to keep a designated amount of money in an account that will be sufficient to cover your charges. But mind that you have to make payments on time. Best, Manager of Immediate Credit Card Care Service March 7, 2007, 1:29 am I want to make a payment but do not see how to register to make a payment only info about cards. Thank you. Answer: If you want to make a credit card payment online, you should go to the official site of your bank. For that you can also use our site: find the credit card of the bank you are working with and click the link "Apply" to be directed to the official site of the bank. Use the links there and find the registration page, fill out the given form and after submitting your registration, you will be able to make payments and some other transactions with your credit card. Paying online is safe nowadays, as banks use security systems to protect the personal information of the customers. March 16, 2007, 6:54 am I have 2 $5 cards that I can\'t use I\'ve tried 2 different stations and they will not work. They tried to scan them and then tried entering the pin# and still didn\'t work. I have not used them and when I call the 800 # it says the balance is still $5 each. How do I use them or get a refund? Answer: The most evident reason for these faults with your credit cards is that their service life has expired. However this doesn’t mean that your money’s lost. The first step you should make is to contact your credit cards’ issuer. For this you can use toll-free phone number of customer service, provided on credit cards’ backs. Feel free to contact credit card customer service, while they’re interested in you as a client and will try to solve any problem arising. You can also consult your credit card issuer about refunding. Nowadays credit card companies compete fiercely for every consumer, therefore your problem is sure to be settled. March 21, 2007, 1:38 am I applied for a card on your site and want to know how soon the balance transfer will happen, I would appreaicate it if someone would contact me via phone. 503-646-**** Thanks! Answer: Unfortunately, we cannot give you the exact information and contact you as we are not a bank. You should apply to the bank and get all the information there. If you mean the introductory period during which you pay off the entire balance, it can last from 12 to 6 months, and it depends on the type of card you have chosen. It is a set period that you should consider with the bank. March 27, 2007, 1:48 am If I apply online, and get instantly approved, will I be able to get the information of my card and use it immediately for an online purchase or will I have to wait to recieve my card in the mail? Answer: To get an instant approval you must have excellent or good credit history. So, it's better to check your credit report before applying for the best instant approval credit cards. It is very difficult for people with bad or no credit to get credit card instant approval unless they find the appropriate credit card offers to build a good credit history. If everything is all right with your credit scores, look through our site and read all terms and conditions very attentively while choosing the card. To use the card you must get it and activate. The date when you will get it and another information are written in application form. March 30, 2007, 5:50 am i just have enquire i am living in New Zealand can i apply for one of your credit cards Answer: Our online credit card applications are designed for the residents of the US, the UK, Canada and Belgium. If you are the official resident of these countries, but just temporarily live in New Zealand, you can apply for any card online. Otherwise, you don't have any opportunity to be approved at our site. But of course, there is a way out of this situation. Just turn to the local bank and it will surely offer you the cards that meet your needs and interests. Search for the official site of your bank in the Internet, compare all terms and conditions and apply for any card, taking into account your credit history. April 5, 2007, 1:28 pm I have been a victim of credit card fraud. Do you have a number that I can call to talk to someone about it? Answer: Unfortunately, credit card fraud has become a routine practice nowadays. That?s why we strongly recommend to pick up credit card offers with protection against unauthorized purchases, or 0% fraud liability guarantee, once you apply online for credit card. If you`ve lost or had your credit card stolen, you should immediately report it to your card issuer. Once you report the incident, you are no longer responsible for unauthorized charges made on your card. Also, in the US, credit card fraud can be reported to the Federal Trade Commission (FTC) and to local and regional authorities. Take into account, however, it is the standing policy of the FTC not to investigate reports where the value of fraud does not exceed $2000. Local law enforcement may or may not further investigate a credit card fraud, depending on the amount, type of fraud, and where the fraud originated from. April 5, 2007, 1:31 pm i have a friend that is interested in applying for some credit cards however he has no access to a computer. Is there a number to contact you and you could give him some numbers of some credit card people. Thanks!! Answer: It seems strange that your friend doesn`t have access to computer at all. If he doesn`t have PC at home he could possibly visit some of his friends or just come to any computer club or Internet center, which can be found at many public libraries, providing their services free of charge. Thus he will get access to Internet and online credit card applications to compare them and apply online for a credit card preferable. Any way, making online credit card application isn`t the only way to obtain a credit card. Your friend could consult credit specialists at any bank he trusts and choose credit card therein. April 18, 2007, 5:11 am I have one open revolving credit account in good standing. i wish to get anouther credit card for a 6month period, in an effort to build better credit. of course id like to pay as little as possiable monthly. i need the account to be revolving and if i can earn rewards that would be nice, but not necisarry. what cards are recomended for my needs? Answer: If your credit rating allows you the best choice you could do is to apply for one of low interest credit cards. These cards require the lowest rates, saving your money enormously. Choosing between low rate credit cards you can select 0% intro APR card with 0% APR within grace period or to sort out one of credit cards with fixed low rates for life. Compare credit cards stepwise and decide, what low interest credit card will save you more money and apply for it online! Many of low interest credit cards offer rewards you're dreaming of. Thus, drawing credit card comparison, take into consideration the bonuses a credit card can offer you. Best, Manager of Immediate Credit Card Care Service |
