Can't Find an Answer to Your Question?
|
Best Credit Card Deals
Card Deals by Credit
Card Deals by Reward
Card Deals by Spendings
Prepaid & Debit Cards
Card Deals by Bank
Foreign Card Deals
Our Partners
  |
Credit Card Questions and Answers Professional answers to all your credit card questions! Your question
Resume
Note: We strongly recommend you not to use your personal or financial data such as your account number, your real full name or your SSN in the text of your message.
By sending your inquiry you agree to Terms and Conditions of the site. Displaying 20 to 28 (of 28 questions)
Page: 3 of 3
January 31, 2008, 5:24 am  which card for bad credit would you recommend? please give me two options, only th best Answer: Thank you for addressing your requests to our service. We offer two variants of credit cards for the customers with bad credit, First, you can apply for bad credit cards. These are unsecured and offered by First PREMIER Bank. Pay special attention to Centennial Gold MasterCard/Visa - this one has guaranteed issue. Explore our bad credit card deals. Second, there are also secured credit cards. Note that in this case you need a collateral to secure your credit. Nevertheless, these are also guaranteed. And they are considered to be the best choice for those wh want to build or rebuild credit history. We recommend you Platinum MasterCard from Millennium Bank. Examine also our secured credit card applications. February 18, 2008, 3:08 am Do i get a discount on my first purchase of 200.00 dollars with my recently issued amazo credit card? Answer: Our site is not a bank or credit card issuer, so we can't state any terms for the card you use. As far as can be understood from your question, you have Amazon.com credit card from Chase bank, according to the information this bank sent to our site, there is no such benefit with this card. But probably, you applied for this card that was a special offer. If something is not clear about your credit card terms of use, please be sure to contact the bank issuer of the card, so that they could explain all the details to you. All the best, Manager of Immediate Credit Card Care Service February 18, 2008, 3:08 am I am looking for a card with no balance transfer fees, are there any that do not charge for transfers?? I do not want to have to pay the 3 per cent that I am finding on most. Answer: Among the variety of balance transfer credit cards, there are cards with low balance transfer rate and card with no balance transfer fee. But some cards provide both - low interest rate and no fees, for example American Express Blue card.You are right, most balance transfer cards imply transaction fees, as they also provide a number of attractive rewards, due to their being cards for good credit. So, you should compare the cards and choose what features fit your needs most of all to apply for the right card for you.All the best, Manager of Immediate Credit Card Care Service February 18, 2008, 3:08 am CAN YOU HELP ME, WHO SURELY DOES NOT HAVE BAD CREDIT, BUT JUST HAVE A NEW CREDIT HISTORY TO BUILD ? I HAVE A GOOD JOB, SEVERAL TECHNICAL SKILLS & TWO NJ STATE LICENCES ON CNA & EKG. I NEED ONLY ONE MORE CREDIT CARD FROM A MAJOR CREDIT CARD COMPANY WITH FAIR INTEREST RATES TO BE ON THE RIGHT PATH. THANKS. Answer: Unfortunately, we do not know your credit score to determine if you have bad or fair credit. You need to have 350-615 credit scores to get a bad credit card and 620-659 scores to get a fair credit card. We can just suppose that you have a fair credit and advise you Centennial Gold MasterCard or Visa from First Premier Bank. This card is suited for people with a fair credit. It offers you a low 9,9% interest rate on purchases and 19,9% for cash advances. Credit cards for fair credit can help you to rebuild your credit history. At our site you can find more detailed information about credit cards for people with bad credit and fair credit. You need just to compare their terms and features and make your choice. April 9, 2008, 5:54 am what would you recoomend me with fico score of 630? Answer: Thank you for addressing your requests to our service. Having FICO score of 620-649 implies your credit is fair, or average. And on this stage, it is much easier to reach good credit that in case with bad or no credit at all. So at our site we offer fair credit cards as well. These are issued by the Capital One bank. There are four variants of such credit cards: Standard Platinum, Platinum Max, No Hassle Points Rewards, and No Hassle Miles Rewards. As you may guess, some of these are also rewards credit cards offering cash rebates and points rewards. The APR varies from 14.9 to 17.8%. Keep in mind that terms and conditions may be changed by the bank without our consent. Visit our fair credit card deals page to get more detailed information on each credit card. April 10, 2008, 5:22 am any hotel rewards? Answer: Thank you for addressing your requests to our service. Yes, at our site, there are credit card deals which offer various hotel rewards. These are offered by the leading US banks, such as American Express, Citibank, and Bank of America. The incentives of these credit cards include Hilton, Starwood, and AAdvantage hotels. Some of the credit cards offer incentives which are called 'all-in-one' rewards (basically, this is a feature of the American Express bank). The annual percentage rate varies from 10.99 to 19.24%. Please keep in mind that the terms and conditions of each card tend to be changed over time without our concent. Take into consideration that hotel rewards credit card deals are available only to the customers with good or excellent credit (which is 660-749 and 750-850 of FICO score respectively). Please visit our hotel rewards credit card deals page to get more detailed information with regard to each credit card. April 14, 2008, 7:05 am I applied several places, no one will afford me the opportunity to get credit Answer: Thank you for addressing your requests to our service. We ope our answer helps you to find a credit card you need. First of all, we strongly recommend you not to apply for those credit cards anymore. Possibly, your credit history is already badly damaged, since every time your application is cancelled your credit score is affected in a very negative way. So what you need now is a secured credit card with guaranteed approval. Please note that in case with secured credit cards you will have to deposit a definite amount of money when applying for it. This is obtained to guarantee your paying off the bills on time and in good faith. Your credit limit will be equal to the sum of money deposited. If you fail with paying off your bills a bank is eligible to use this money to cover your debt (surely, this is made only in case of an extreme emergency). To get more information on each credit card please explore our secured credit card applications. April 16, 2008, 3:00 am Best Cards for those who have had a bankruptcy Answer: Thank you for addressing your requests to our service. Probably, your credit is badly damaged now, so the best choice for you is a bad credit card. Nowadays quite enough banks, such as First PREMIER, Millennium, Orchard, and others, devellop credit card applications aimed right exactly at the customers with bad or no credit history. At our site, we also suggest some credit card deals for bad credit. These are offered by First PREMIER Bank, and we suugest you four variants of these: Centennial Gold MasterCard/Visa, Centennial MasterCard/Visa, MasterCard/Visa, and Gold MasterCard/Visa. So you are fre to explore these and choose the option which does for you best. Pay special attention to Centennial Gold MasterCard/Visa. This one has, among other features, guaranteed approval. Please examine our bad credit card deals and apply online. |
