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 GM MasterCard® HFC Bank 
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United Kingdom
About:
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
5 months
Ongoing APR:
14.9%
Default APR:
see terms
Minimum Grace Period:
56 days
Minimum Finance
Charge: £5
Balance Transfers:
Introductory APR:
0%
Introductory Period:
5 months
Ongoing APR:
14.9%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: £5
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.9%
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance
Charge: £5
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
£5
Fee Rate:
2%
Maximum:
n/a
Cash Advance Fees:
Minimum:
£3
Fee Rate:
2.5%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
£0
Maintenance Fees:
Annual Fee:
£0
Penalty Fees:
Late Payment Fee:
see terms
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