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Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon
click here
Miles
Cash
Points
Charity
About:

  • 20,000 bonus points after $600 in purchases made within 3 months of account opening - enough for a round-trip ticket up to $400 in value.
  • Annual Fee applies.
  • Earn 2 points for every dollar spent on everyday purchases.
  • Earn 1 point for every $1 spent on all other purchases.
  • Earn 1 point for every mile you fly on any airline.
  • Earn 1 point for every mile friends and family fly on tickets purchased with your card.
  • Redeem for flights on any airline with no blackout dates.
  • Free unlimited companion travel.
  • $0 liability for unauthorized charges - even when shopping online.
  • Balance transfer fee applies with this offer.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
as low as
12.99%
Default APR:
28.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
as low as
12.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
see terms
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$75
Penalty Fees:
Late Payment Fee:
$1545
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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